How banks make their money
A few days ago I needed to pay a Danish gentleman some money. So I went to my bank to sort out the IBAN jibber-jabber. It would apparently take up to 8 days to go through or 5 if I paid extra for special handling. Naturally, I took the cheap option.
Three days later the guy emailed me to say that the money had arrived. Clearly, when you pay extra for banking services you're paying for some expensive but lazy paper-pusher to sit on its fat arse for a couple of days doing nothing instead of paying a computer which will work for peanuts.
I for one will welcome the rise of our efficient electronic masters!